North Carolina Adjuster Practice Exam

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Study for the North Carolina Adjuster Exam with confidence! Our quiz features multiple-choice questions, useful hints, and detailed explanations to ensure you are well-prepared for your upcoming exam.

Practice this question and more.

Which of the following is NOT a duty of PAP holders after a loss?

Provide a police report
Complete a driving safety course
Inform the insurance company of the loss
Submit a claim promptly

The correct answer is: Complete a driving safety course

The correct response highlights that completing a driving safety course is not a duty imposed on Personal Auto Policy (PAP) holders after a loss. The primary responsibilities of PAP holders immediately following a loss primarily involve notifying the insurance company, providing necessary documentation such as police reports if applicable, and submitting a claim in a timely manner. Engaging in a driving safety course is generally related to improving one’s driving skills or potentially qualifying for discounts on insurance premiums, rather than a requirement following an incident. Therefore, while taking such a course can be beneficial for drivers in the long run, it is not obligatory as part of the post-loss procedure under the Personal Auto Policy guidelines.